- Home
- »
- Frequently Asked Questions About Personal Injury Lawsuits
Personal Injury FAQs
- No Upfront Attorneys’ Fees
- Get Quality Medical Treatment
- Seek Compensation Available Under Applicable Law
Open 24/7 – Hablamos Español
Here to Answer Your Legal Questions
Any accident or injury brings questions. It’s our job to get you the answers you need. Some of the more frequently asked questions can be answered in broad strokes. But how these answers apply to your specific case may vary.
You deserve an individualized approach that is custom tailored to your specific accident and injury. Whether you are dealing with a personal injury, car accident, wrongful death, or an assault case, our legal team has the resources and expertise to help you.
Frequently Asked Questions
Please review the questions and answers below to get a better understanding of what to expect from Sweet James and team. Call us for a free consultation 24 hours a day at (800) 900-0000 or complete our contact form. Our team is always ready to help. No pressure, just answers.
When the at-fault party flees the scene of the accident, it adds another layer of difficulty to your case. Even if the offender is eventually caught, many people flee because they have no insurance.
Adding uninsured or underinsured motorist coverage to your insurance policy can help protect you. But even with this coverage, it’s best not to attempt your case alone. Our attorneys can walk you through the steps you need to take after any hit-and-run accident.
In California, the statute of limitations for most personal injury cases is two years. If a public entity (like a city bus driver) is at fault, the statute of limitations can be as soon as 6 months after your accident. If you are a minor at the time of the accident, it some cases the statute begins to count down starting at the age of eighteen. Statutes can vary depending on the type of case, so it is important to consult with a personal injury attorney after your accident so you don’t lose your chance for rightful compensation.
Not all accidents require a lawyer. Many people think if they don’t feel injured there’s no reason to call. This simply isn’t true. Injuries can take days or even weeks to appear after an accident. It’s imperative to protect yourself.
Don’t talk to the insurance company and close the door to future medical treatment without first speaking with one of our personal injury attorneys. Even if we can’t take your case, we can help give you the advice you need to move forward on your own.
At Sweet James, we don’t ask for any money up front. We work a contingency fee. This means that our payment comes out as a portion of your settlement.
It’s normal to hesitant about hiring an attorney, especially if the person at fault is a neighbor, family member, or friend. If you’re injured, their insurance is responsible for covering your medical bills and damages. Holding them accountable is another story. The insurance company is in control of the money. Without the pressure of a reputable injury attorney, the insurance company has no incentive to treat you fairly. Hiring a personal injury attorney will get their attention.
No, you don’t have to wait for the police report before consulting us. Depending on the county, it can take weeks or months to receive a copy of the police report. We can request a copy of the police or incident report for you.
Whether you visit your primary physician, an emergency room, or an urgent care facility, it’s important to consult a doctor in the first 48 hours after an accident. The benefit of a larger facility is that they are more likely to be able to perform an ultrasound, CT scan, MRI, and other imaging equipment.
Every accident is different and needs an individual approach. Your health insurance is a good resource for treating your injuries. However, our attorneys can get most of our clients’ treatment with a specialist close to them in a timelier manner.
Don’t wait out your injuries just because you don’t have insurance. Our attorneys can help you find doctors who will accept payment after your case has settled. Call to learn, if we can help you.
Insurance companies have no interest in finding you medical care because it can potentially strengthen your case. When injury victims are on their own (without legal representation), they are less likely to seek treatment. With no medical care or expert opinion about your injury, your claim is significantly devalued. You deserve to be whole again. Talk to a lawyer to learn how to hold the insurance company accountable.
Of course. Pain medication shouldn’t be a crutch you rely on. If your current treatment plan isn’t working for you, it is important to explore other options. We will make sure you see the doctor or specialist you need.
When you’re involved in an accident, you have two separate claims: property damage and bodily injury. You will have two separate settlements and sign two different releases. Accepting property damage settlement offers will not affect your bodily injury claim in any way.
If you’re already negotiating your property damage, make sure the release you sign doesn’t include language about your general damages. If you’re concerned, call us immediately.
The only possible way to maximize personal injury settlements is to specialize in personal injury. Our entire firm is built around you. Our infrastructure is purposefully designed to help people who have been injured in accidents.
With this exclusive focus we understand what works and what doesn’t when fighting an insurance company. And just as importantly, these companies know who we are.
We’ve built a reputation among insurers, doctors, and other attorneys as a firm that won’t stop fighting until you get the settlement you deserve.
If you did not have auto insurance at the time of your motor vehicle accident, you are entitled to compensation for your property damage and medical treatment. However, under California Proposition 213, you are barred from recovering non-economic losses for compensation for pain, suffering, inconvenience, physical impairment, disfigurement, and other non-pecuniary (not out of pocket) damages.
California Proposition 213 limits the options for accident victims who didn’t have insurance at the time of the collision. While you are excluded from non-economic damages, a good attorney can make sure your property damage and medical bills are compensated. Depending on the exact circumstances of your accident, we may be able to help you recover additional money.
Because Proposition 213 accidents are more complicated, it’s best to contact an attorney as soon as possible after an accident occurs.
In California, at least one in five drivers does not have auto insurance. If you have “uninsured motorist coverage” on your car insurance policy, you can file your claim through your own insurance company. If you do not have this coverage, your only option is to recover compensation directly from the party at fault.
It’s extremely important to add UM (uninsured/underinsured motorist) coverage to your insurance policy. However, if you have only basic coverage and were hit by an uninsured motorist, you may still have options.
Our accident attorneys can help walk you through the details of the accident and find the best path forward.
Uninsured motorist provision takes effect when you’ve been in a collision with a driver who does not have insurance. Your property damage and injury claim will go through your own insurance. Underinsured motorist or “excess coverage” covers costs not covered by the settlement from the other party’s insurance. For example, if you end up with $40,000 in medical bills and the party at fault has a policy limit of $15,000, you can turn to your insurance to cover all or part of the remaining bills.
After an accident, you’re probably worried about your rates, and understandably so. Rest assured. If you’re not at fault, your rates won’t go up. Hiring an attorney to handle the personal injury portion of your claim can push them to determine liability quicker. If you have property damage, uninsured/underinsured motorist, or med pay coverage, your insurance company can be a great asset to your claim.
No, a statement can only hurt your case. Anything you say will go on record and can be used against you when it comes time to settle your case.
It’s best to talk to a lawyer before you have a single conversation with the insurance company. Remember that the job of an insurance adjuster is to save money for the insurance company – they are not there to help you.
There is a lot of paperwork to fill out after an accident. It is important to read every document thoroughly. They may send you medical release forms or general damage settlement offers, that will hurt your claim. As a rule, don’t sign anything from your or the other party’s insurance company without first consulting an attorney.
If you have full coverage and can afford the deductible or have a deductible waiver, use your own insurance to repair your vehicle. You don’t know what the other driver told their adjuster. In most cases, this is faster than waiting for the other party’s insurance to determine liability. If you’re found to not be at fault, you’ll get your deductible back.
It’s common for people to feel that they are not being offered enough for their vehicle when it’s deemed a total loss. Although you may have been able to drive your 12-year-old car for another decade, unfortunately, you will only be offered the fair market value of your vehicle. If you provide documentation for recent engine work or similar repairs, these improvements may be taken into account when evaluating your claim.
The less the insurance company pays you, the more money they make. Insurance companies do their best to pay you as little as possible in all circumstances. If they can justify paying you less than your car is worth, that’s what they’ll do. The same goes for any medical treatment you receive or other costs you incur due to an accident.
Companies will especially take advantage of victims with no legal representation because they tend to be less informed of their rights. Unfortunately, a majority of accident victims will accept the insurance companies’ low-ball offers because they think an attorney will complicate things.
Don’t let the insurance company minimize the money they owe you. Call us today and we will help you hold them accountable.
It’s common for insurance companies to deny liability, even in cases where a police report places their insured at fault. Depending on the circumstances of the accident, it is possible to get the insurance company to alter their decision and accept full or partial liability. In these claims, it is particularly important to consult with an attorney who will exhaust every option to build a strong claim against the party at fault.
No. Most insurance companies will present a low first offer. A lot of companies will make offers before you’re done treating. Once you accept money for your injuries, you cannot submit further bills. This is another reason why you need a skilled and experienced personal injury attorney on your side. We supply the insurance company with all the documentation related to your medical costs, possible future treatment, lost wages and pain and damages. You just need to focus on recovering.
Yes, but not if you’ve already accepted a settlement. Never accept a settlement offer for your bodily injuries before all your treatments have been completed and any anticipated medical bills have been taken into account. The goal of your claim is to reach pre-accident health. Before discussing a final settlement offer with the insurance company, make sure to talk to your doctor about any necessary future treatment. The insurance company should take your doctor’s recommendations into account when preparing your final offer.
If you are a passenger in an accident caused by your driver, you should be able to seek compensation through that driver’s insurance. Some restrictions may apply. We know this may be a sensitive matter, so it is important to consult with an attorney.
If you’ve been involved in an accident in California but live elsewhere, you need an attorney licensed to practice law in California. We have helped many people injured while traveling in the state. Managing your case from far away will not adversely affect your claim.
We are able to represent clients in cases that occurred in California, Arizona, Nevada, New Mexico and Washington. If your accident took place out of state with an out-of-state defendant, we may be able to represent you or help you find a licensed attorney. Call to learn about your rights and options moving forward.
After an unexpected accident, it’s understandable that you need money as soon as possible to cover the expenses that come. There are several factors that could be delaying your settlement and it often takes time to get the best settlement possible. The right attorney will ensure that your claim gets the attention it needs.
It’s assumed by many that calling our firm suggests you’ve decided to commit to us. That is not the case. At Sweet James, we are here regardless of whether you hire us. Our team works to answer your questions and help you move forward based on what is best for you.
You should be deeply suspicious of any law firm that tells you what your case is worth. Your settlement will depend on how the accident occurred, the damage to your vehicle, the insurance limits of the at-fault party, your own insurance coverage, how well you respond to medical treatment, and dozens of other factors.
There simply is not a good way to estimate the value of your case when it is in the initial stages. What we can tell you is that we have a proven track record of getting more value for you and your family than other firms are able to achieve.
We are always looking for talented people who are passionate about helping others. If you would like to explore opportunities at Sweet James, please visit the careers page.
Too often, people decided to give the insurance company a chance to do the right thing after an accident. As time goes on adjusters find ways to devalue your case and close the doors to medical treatment and compensation.
By the time we get a phone call, many accident victims have a much narrower range of options than if they’d called our attorneys immediately after the accident.
Advertising on the radio allows us to reach people before an accident occurs and help them understand that trusting the insurance company is not a good idea. Even if you don’t want to hire an attorney, call our experienced team so that we can help you avoid some of the more common pitfalls in handling a case alone.
Because every accident is unique, it’s always better to get answers that are custom tailored to your specific circumstances. Call (800) 900-0000 to speak with a member of our team. We are available 24 hours a day, 7 days a week for a free case evaluation and strategy session.
More Personal Injury FAQs
Every injury case is different, but many people have similar questions when they begin exploring their legal options. Our resource library covers a wide range of topics, from understanding your rights after an accident to learning what to expect during the claims process.
Browse the frequently asked questions below for additional guidance and information. If you don’t see your question answered, our team is available 24/7 to provide personalized answers based on your specific situation.
The most common car accident injuries include whiplash, concussions, back and neck injuries, fractures, soft–tissue damage, and psychological trauma. These injuries can range from minor to severe and may not appear immediately after a crash. Even low-speed collisions can place significant force on the body, especially the head, neck, and spine. Because symptoms are often […]
Read MoreThe most common causes of car accidents tend to include distracted driving, speeding, impaired driving, failure to yield, tailgating, unsafe lane changes, and hazardous road or vehicle conditions. Identifying the cause of a crash is central to determining fault, assigning liability, and evaluating how a claim should be handled. If you were involved in a […]
Read MoreWhat not to do after a car accident is just as important as what you should do. Avoid admitting fault, delaying medical care, leaving the scene, giving statements to the other insurer, or posting about the crash, as these actions can undermine your claim and limit your ability to recover compensation. Many claims are weakened […]
Read MoreWhat to do after a car accident starts with protecting your safety, documenting what happened, and taking steps that support any future insurance claim. Move to a safe location if possible, call 911, exchange information, and gather evidence at the scene. These actions help preserve important details and reduce disputes later. What you do in […]
Read MoreIf you were partially at fault for a car accident, you may still be able to recover compensation, but your recovery could be reduced based on your share of fault. In most states, fault is divided between the parties, and your final compensation is adjusted accordingly. However, in states with stricter rules, your ability to […]
Read MoreHow long it takes to settle a car accident claim depends on the facts of the case, with some claims taking several weeks to over a year. The timeline depends on your injuries, liability issues, and insurance response times. Claims with clear fault and minor injuries may resolve more quickly, while serious or disputed cases […]
Read MoreYou do not always get a settlement from a car accident. A settlement is only paid when liability is established, your losses are supported by evidence, and there is insurance coverage or another source available to pay the claim. If any of these elements is missing, compensation may be reduced or denied altogether. A settlement […]
Read MoreIt is possible to increase your car accident settlement offer in many cases. Settlement amounts often depend on the strength of your evidence, the clarity of your damages, and your ability to negotiate from a position of leverage. When a claim is properly documented and supported, insurers may increase an initial offer. Early offers are […]
Read MoreInsurance taking so long with your car accident claim usually comes down to unresolved liability, ongoing medical treatment, or incomplete documentation. Before paying a claim, insurers must investigate the accident and determine fault, verify coverage, and evaluate the damages. If any of those pieces are unclear or still developing, delays are common. A car accident […]
Read MoreMissing doctor or therapy appointments can hurt your car accident case. Gaps in treatment make it harder to prove that your injuries were caused by the crash and are still affecting you. Insurance companies often use missed visits as a reason to question your condition and reduce what they are willing to pay. That said, […]
Read MoreHow medical bills are paid while your car accident claim is pending depends on the coverage available; most people use health insurance, MedPay, or PIP, or treatment on a medical lien until the claim resolves. The at-fault driver’s insurer typically does not pay bills as they come in and instead reimburses approved costs from a […]
Read MoreHow long after an accident injuries can show up varies, and symptoms may appear within hours, days, or even weeks. Adrenaline can mask pain, and some conditions develop over time, so it is common for people to feel worse well after the day of the crash. At Sweet James, our car accident lawyer can help […]
Read MoreHow long does pain typically last after a car accident is a common question, and it can range from a few days to many months, depending on the injuries involved. Minor soreness often improves within weeks, while whiplash, back injuries, or fractures may take longer and sometimes become persistent. Healing is not the same for […]
Read MoreWhether you should release medical records to insurance after a car accident depends on your case, and you generally should not sign a broad release or share records without legal guidance. Insurers often ask for blanket access that can reach far beyond crash-related treatment, which can affect the value of your claim. You can usually […]
Read MoreWhat medical records you need for a car accident case are those that document your diagnosis, treatment, and how the crash caused your injuries. These include emergency records, imaging, physician notes, therapy updates, and itemized bills tied to the incident. These documents show what happened to you, how you were treated, and what your healthcare […]
Read MoreWhether you need to see a doctor after a car accident is a common question, and the answer is often yes because symptoms can be delayed, and documentation matters. Getting medical care protects your health and supports any injury claim you may bring later. Insurance companies often review the timing and consistency of care when […]
Read MoreIf the at–fault driver doesn’t have car insurance, you may need to report the crash, get medical care, and rely on your own coverages like UM, PIP, or collision while exploring recovery options. You can also pursue a claim against the uninsured driver, though collectability may be limited. At Sweet James, our car accident lawyer […]
Read MoreWhat happens if you’re in a car accident without insurance is that you could face fines, license or registration consequences, vehicle impound, and personal financial exposure for damages. Your rights to recover money may still exist, but they can be limited by state law. At Sweet James, our car accident lawyer can help you understand […]
Read MoreWhether you need a lawyer for a car accident that was not your fault depends on your injuries, damages, and disputes, and in many cases, hiring a lawyer strengthens your claim. If you have medical bills, missed work, or any pushback from insurers, legal help can protect your recovery and prevent costly mistakes. At Sweet […]
Read MoreYou may be able to sue someone personally for a car accident when their negligence caused your injuries, and insurance does not fully cover your losses. In many cases, insurance pays first, but the at-fault driver can still face personal liability for amounts beyond coverage or for conduct the policy does not cover. At Sweet […]
Read MoreAfter a crash, you may wonder whether you need legal help or if you can handle the claim on your own. You may want to consider hiring a car accident lawyer if your injuries are serious, liability is disputed, or the insurance company is not treating your claim fairly. The answer often depends on how […]
Read MoreIs it OK to speak to the other party’s insurance after a car accident? A simple mistake or unclear statement could impact how your injuries or liability are evaluated. After a crash, you may be contacted by the other driver’s insurance company asking for a statement about what happened. You are not required to speak […]
Read MoreAfter a crash, the insurance claim process usually involves reporting the accident, investigating what happened, reviewing damages, and negotiating payment. In simple terms, it is how insurers decide whether to pay a claim and how much they will offer. The insurance claim process after a car accident can feel slow and confusing, especially when you […]
Read MoreHow fault is determined in a car accident depends on the facts, the available evidence, and the insurance and liability rules that apply. Adjusters, police, and courts compare what each piece of proof shows about who acted unreasonably and caused the crash. Fault decisions usually start with objective details from the scene and then expand […]
Read MoreFamilies can sue for fatal car accidents. Most states allow eligible relatives to file a wrongful death claim after a deadly crash. Your family’s exact rights and procedures depend on state laws. If you have lost a loved one in a car accident, talk to a car accident lawyer and schedule a free consultation. Your […]
Read MoreHow long you have to file a car accident claim depends on the law where the crash happened, who was involved, and the type of claim. Deadlines can range from weeks to several years. Many states set a one- to three-year window for lawsuits, but insurance policies and claims against government agencies often require much […]
Read MoreThe cost to hire a car accident lawyer depends on how much you recover. Car accident lawyers usually charge contingency fees, meaning the lawyer takes a percentage of your recovery and charges no upfront fees. In most cases, you pay the attorney’s fee only if money is recovered for you. Fee details depend on your […]
Read MoreA car accident attorney helps injured people pursue compensation by managing the legal and claims process on their behalf. An attorney investigates the accident, builds a case, negotiates with insurers, and represents you in court if a fair resolution cannot be reached. Having someone in your corner who understands how insurers evaluate and defend claims […]
Read MoreAfter a car accident, you may be entitled to compensation for medical expenses, lost income, property damage, and the personal impact of your injuries. The types and amounts available depend on the facts of your case, the applicable laws, and how well your losses are documented. Understanding what compensation may be available after a car […]
Read MoreHow much a car accident injury claim can be worth depends on your medical costs, lost income, pain and suffering, liability, and available insurance coverage. The value is unique for each case, but it generally reflects both your economic losses and the impact the crash has on your life. Evidence quality and the at-fault party’s […]
Read MoreWhy Should You File A Personal Injury Lawsuit? Personal injury lawsuits play an important role in our society. Victims who suffer an injury that was caused by someone else’s carelessness or negligence are burdened with medical bills, lost wages, expenses, pain, and suffering that shouldn’t be their responsibility. Personal injury lawsuits allow victims to hold […]
Read More